What loans are available to you?
Loan up to
R250 000 with low interest
Welcome to Direct Loan, where finding a loan is straightforward and hassle-free. Fill in a free application and get connected to multiple reputable and trusted NCR-licensed lenders.
Unlock your financial certainty: One application opens doors to many offers. It's quick and easy.
- Low interest rate
- Trusted lenders
- Free application with no obligations
Representative example: Estimated repayments of a loan of R30,000 over 36 months at a maximum interest rate including fees of 27,5% APR would be R1,232.82 per month. Direct Loan is an online loan broker and not a lender. Our service is free, and we work with NCR licensed lenders in South Africa. Interest rates charged by lenders can start as low as 20% APR, including an initiation and service fee determined by the lender. The interest rate offered depends on the applicants’ credit score and other factors at the lender’s discretion.
Loan amount R100 – R250,000. Repayment terms can range from 2 – 72 months. Minimum APR is 5% and maximum APR is 60%.
How it works
Receive multiple loan offers, instantly
Securing a loan with us is a simple 3-step process.
01
Comparison
Fill out the loan comparison form to receive a list of available loan offers
About us
What is Direct Loan?
Direct Loan streamlines your loan search by linking you with multiple banks and lenders through a single application. Receive various loan offers to compare and choose the best fit for you, all at no cost. Our service is free and comes with no obligations, making your financial choices easier and commitment-free.
Is it too good to be true?
If you're wondering how our service is offered at no charge, it's because we're compensated through commissions on loans that are finalized by lenders, at no extra cost to you.
This arrangement enables us to prioritize your needs, ensuring that our guidance is tailored to benefit you, without being swayed by the lenders.
Help Center
Questions? Answers.
Quick answers to questions you may have.
No: our service is free for you and will always be.
With us, you can rest assured that there are no hidden fees or extra charges.
Once you fill out the loan application form, we quickly check for lenders ready to give you a pre-approved loan offer. This step typically takes only seconds. Then, you'll see all the loan offers you're eligible for. Just pick the offer that works best for you and finalize your application with the lender of your choice.
No. Using our service shall not impact your credit score. The most significant factor affecting your credit score is your loan repayment behavior.
You can apply for up to R250 000 through us.
Repayment terms can range from 2 - 72 months
Take the next step toward financial certainty
Direct Loan
Our primary goal is to empower people, small business owners, agencies, and freelancers with maximum financial certainty.
- Support: customersupport@directloan.co.za
Products
Company
Nethos Oy
Mariankatu 13a A 1 FI-00170, Helsinki, Finland.
Business ID: 2383239-5
© Nethos Oy 2024. All Rights Reserved.