Last modified: April 4th, 2024
Registry Description in Accordance with Section 10 of the Personal Data Act (523/99) (FI)
Nethos Oy, Business ID 2383239-5, Mariankatu 13a A 1 FI-00170, Helsinki, Finland
The register is maintained with the customer’s consent and upon their request for service, to identify the customer within Direct Loan’s online service. Here, customers can submit loan applications and receive offers for loans and other financial products from Direct Loan’s partners. This register also supports the storage, reporting, and inquiry duties as required by law and authority guidelines.
Personal data collected may be utilized for direct marketing of Direct Loan’s services, within legal boundaries.
Additionally, the data serves in managing customer service and relationships, handling complaints, and for purposes of internal marketing, customer analytics, and market research.
It enables the personalization of our electronic services across our platforms (e.g., www.directloan.co.za), catering specifically to user preferences.
The information within the registry also aids in the ongoing development of Nethos Oy’s business operations.
Lack of necessary information when requested may inhibit Direct Loan from providing certain services.
Certain Direct Loan services may invoke specific terms for personal data processing, which will be clearly communicated for user consent when engaging with these services.
The register categorizes information on applicants, customers, and marketing targets as follows:
First and last names
Address information
Phone number(s)
Email address
Citizenship
Marital status
Housing situation
Income and expenses details
Employment status
Preferences regarding direct marketing
Customer feedback and complaints
IP address of the user’s device and cookies data
Additional information provided voluntarily by the customer relevant to the services offered
Product type and specifics
Application status
Application submission date
First and last names
Address details
Phone number(s)
Email address
Preferences on direct marketing
Information is primarily collected directly from the individual upon initiating or during a customer relationship, including data submitted through various web pages owned by Nethos Oy.
Nethos Oy is committed to disclosing information solely within legal boundaries, ensuring no personal data exceeds what is requested by authoritative inquiries. Confidentiality obligations apply to all employees and third-party agents handling customer data.
Nethos Oy does not transfer personal data outside the European Economic Area, ensuring all data remains within EEA-regulated protections.
Access to the register is strictly controlled within Nethos Oy, with modern IT security measures such as malware protection, firewalls, and SSL encryption for data in transit. Staff are trained in proper data handling, and internal policies ensure the integrity of personal data processing.
Individuals hold the right to prohibit processing of their personal data for direct marketing, telemarketing, or any other similar purposes.
Data subjects may inspect their personal data, request corrections, or deletion as per legal and operational requirements. Data is retained only as long as necessary for processing purposes or as mandated by law, with proactive measures taken by Nethos Oy to update or delete outdated or unnecessary information.
For exercising rights related to data handling, individuals should contact the appointed registry manager.
Our primary goal is to empower people, small business owners, agencies, and freelancers with maximum financial certainty.
Nethos Oy
Mariankatu 13a A 1 FI-00170, Helsinki, Finland.
Business ID: 2383239-5
© Nethos Oy 2024. All Rights Reserved.